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July 2019 Archives

When a small business cannot repay its debts

Businesses of all sizes in Pennsylvania struggle with liquidity. This is especially true for companies that sell a product as opposed to a service. Products are assets, but they do not bring in cash until they are sold. If they are sold on credit, then they do not bring in cash until the other company settles their debts. It comes as no surprise then that many companies turn to business loans to make ends meet or cover temporary gaps in the budget.

New changes in the real estate market and transactions

Homebuying in Pennsylvania and the rest of the United States is facing a decline. Experts put forward several reasons for this. From new homes flooding the market to higher interest rates and high student loan debt, there are many reasons Americans are not currently purchasing new homes at the rate they once did.

Can you use a cellphone while driving in Pennsylvania?

In the last few years, many states—including Maryland, New Jersey and New York—have been cracking down harder on drivers using cellphones while behind the wheel. In fact, those states now ban drivers from even having a cellphone in their hands: they instead must use hands-free technology and get their GPS units programmed before starting their route.

The risks of sharing the road with older drivers

When driving in Pennsylvania, it is common to see seniors behind the wheel. According to the CDC, in 2016, there were 42 million licensed drivers over the age of 65 in America. Older adults often struggle to relinquish their driving privileges because it helps them to preserve their independence. However, as people age, they face a higher likelihood of dying in the event of a motor vehicle accident. In fact, in 2016, 7,400 adults over 65 were killed in motor vehicle accidents.

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