Chances are you spend a lot of your time online. This also means most of your files and records probably live on your computer. What you might not realize is that these online files must now factor into how you plan for the future and what happens after you die.

Estate planning is a complicated process. The rise of technology and online digital files has only make that process even more difficult. Here is what you need to know about estate planning in the digital age:

Include records

If the majority of your accounts and files are kept online, your family might not know what all is there. It is important that you keep a record of all online accounts so your family knows what they need to take care of when you are no longer around.

Not only should you keep a record of all your online files and accounts, you should be sure to include them in your estate plan. If your accounts go unchecked after you die, there could mean serious consequences for your loved ones.

Back everything up

Backing up your files is also important. You do not want to lose any of your digital records or files. There are a few different ways you can do this.

You can use an online service to back up your files, or the Cloud. You can also keep handwritten or printed records of all your online activity and secure them in your home somewhere. Using a digital hard drive to back up your files is another method to safe keep your records.

Allow access

Perhaps one of the most important parts of digital estate planning is allowing access to your online accounts after you die. You will need to write down the access information to all your online accounts otherwise there is no way for your family or friends to use them. Make sure to include this information in your estate plan.

Technology is a big asset to the modern world but it can bring complications  to your estate plan. However, these complications can be easily avoided with careful planning and consideration.